Dental No Interest Loans Scheme
Royal Park Dental is undertaking a pilot project with Uniting Communities in their Dental No Interest Loans Scheme (NILS) program. The NILS program is currently being trialled until the end of 2017. Anyone who receives an income of $45,000 gross (or less) or receives a Centrelink pension, benefit or health care card is eligible for a Dental NILS.
The Dental NILS Scheme has agreement with Royal Park Dental who will provide an assessment and itemised list of dental treatments. You can then decide what dental treatment you want to be completed, and organise for a NILS loan for that amount (up to $1,200 and based on capacity to pay), and start making regular repayments (approximately $35/fortnight for a $1,200 loan). Royal Park Dental will invoice Uniting Communities for the dental treatments completed.
Before you visit Royal Park Dental, you will have a NILS interview so that you know the loan amount that you are eligible for. Interviews can be done at Smithfield, Adelaide or Christies Beach or over the phone.
If you would like more information about a NILS loan, please complete the Enquiry form, or contact Julie McMahon at Uniting Communities on 8202 5180. You can also talk to our friendly team about this program.
To apply for a Uniting Communities Adelaide NILS® loan, you must:
- be in receipt of a pension benefit, DVA payment, Health Care Card or be on genuinely low income
- have lived in your current local council area for 6 months
- live in the area south of Sir Donald Bradman Drive and east of Greenhill Road and further south to include areas of Victor Harbor and Goolwa
- have a capacity and willingness to repay the loan.
The NILS® interview will assess your financial situation.
This service is free of charge.
Contact NILS team
Adelaide (08) 8202 5180
Christies Beach (08) 8202 5010
Goolwa (08) 8555 2800
Marion (08) 8277 0304
Rostrevor (08) 8331 3529